THE HUB COLUMN: Health reform is a hit with seniors—so where are the federal parties?

Canadian federal politics was turned upside down in the last election as many younger Canadians shifted to support the Conservative Party, while a large segment of seniors sidestepped to the Liberals. Pundits and experts have discussed the change at length.

But something that has received less attention is: How to earn the support of those swing voters come the next election? When it comes to the seniors’ vote, health reform could be the answer.

Veteran political strategists and observers might scoff at this idea, recalling the old adage that health reform is the “third rail of Canadian politics”—touch it and you’ll get zapped. Conservatives, especially, have been fearful of the issue and the inevitable claims that they want to “Americanize the health system.”

But if there is one thing you remember from this column, this is it: public sentiment has shifted when it comes to openness toward health reform. This is not the debate it was 25 years ago. Dozens of public opinion polls show the public is ready for reform—it is the politicians that have yet to catch up to this new reality and opportunity.

Many readers will note that an entire federal election just passed and health care received scant attention. This despite there being policy options for Ottawa to pursue, even though health care is often thought of as a provincial issue.

To recap, the health system is in crisis right now. Government data shows thousands of patients are dying each year on waiting lists for various services—everything from MRI scans and hip operations to heart operations and cancer treatment. Millions of Canadians don’t have family doctors, and many emergency rooms have been closing due to a lack of staff.

Over the next few years, Canadians should expect the collapse to continue. Canada’s aging population will have a much greater impact than the handful of positive reforms we’re seeing in different parts of the country.

Polls show seniors care more about this issue than the rest of society. Unsurprising, given that, as an age cohort, they tend to use the health-care system more frequently and for more complex services.

Consider that 64 percent of Canadians agree with the sentiment that the health system needs a “major change.” According to the 2024 Leger poll, seniors were above the national average, while the lowest level of support came from those in the 18-34 category (still a majority at 58 percent). What’s interesting is that only 5 percent of Canadians indicated “more public funding” was the solution. The rest either felt the system needed “minor changes” or didn’t know.

Health reform is, of course, a vague concept, but what’s encouraging is that polls show the public is on board with some pretty common-sense changes.

Sixty-one percent of Canadians support the idea of keeping the public system but allowing patients to pay privately (or through insurance) for health services. This is what countries around the world do, including better-performing systems in Europe. Support for this option was highest among the 55-plus crowd, coming in at 64 percent.

Some readers might find this question confusing, as they know a friend or relative who flew to another province for private health care. The issue is a bit complex, but the problem is that government barriers generally make it extremely difficult for patients to pay for treatment in their own province (Quebec being an exception). This is why, nonsensically, Calgarians will fly to Vancouver for surgery while Vancouverites will fly to Calgary for the same surgery.

One reason these bans occur is due to the federal government cutting funding to provincial governments that allow patients to pay for treatment locally. In 2023 alone, Ottawa cut $76 million in funding to provincial governments that allowed patients to pay for diagnostic scans. Oh, the humanity of letting people use their after-tax income on something to improve their health!

A policy option for a federal politician seeking the seniors’ vote is this: Amend the Canada Health Act so that provincial governments no longer face financial penalties if they allow patients the option of using the public system or paying at private facilities. Initially, some provinces would keep the status quo, while others would allow private options.

Over time, we would see that provinces that do allow choice would also see improved patient outcomes. Not only would patients who pay for faster treatment benefit, but those who remain on government waitlists would see shorter queues as some decide to pay privately.

Similarly, critics have raised concerns about private clinics in Ontario allegedly contravening the Canada Health Act. They argue that some cataract surgical clinics are in breach of the act by allowing patients to pay for upgraded lenses instead of accepting whatever lens the state has rationed to citizens. Again, a thoughtful federal politician could amend the Canada Health Act to make it clear that such matters are a provincial jurisdiction. Why should patients have to leave the province if they don’t want to accept lower quality lenses for cataract surgery, hip implants that aren’t the best fit, or pacemakers with shorter battery lifespans?

A third policy idea at the federal level would be to inject some accountability in the system for the billions Ottawa hands over to the provinces each year.

In the European Union, patients have the right to travel to other EU countries, pay for surgery, and then be reimbursed by their home country. Reimbursements cover up to the same amount the home country would have paid for treatment locally. Simply put, if a patient in, say, France faced a long wait time for knee surgery, he or she could avoid it by travelling to another EU country and receiving surgery faster.

What do Canadians think of copying this idea? Seventy-three percent support it, according to a 2024 Leger poll commissioned by SecondStreet.org. And, you guessed it, the policy was most popular among seniors (76 percent).

Imagine if the federal government required provincial governments to offer this option to patients who are facing wait times that are longer than the recommended time frame? What a novel concept—patients pay a fortune in taxes, and if the government doesn’t provide the treatment in a timely manner, the government is held to account. At the very least, this should be the case for lifesaving treatments.

If this type of reimbursement policy were implemented in Canada, it could grant patients additional access to the thousands of global treatment facilities in the U.S., Europe, Japan, and other developed nations.

Needless to say, there are other reform options worth considering. If a federal political party finally realizes the public is ready for health reform and promises sensible reforms, don’t be surprised if they earn the support of senior swing voters in the next election.

Colin Craig is the President of the Canadian think tank SecondStreet.org. In his spare time, he is working on exercising more and cutting back on sweets.

This column was originally published in The Hub on September 26, 2025.

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Prevention – reduce demand in the first place

If Canadians lived healthier lives, we could reduce demand for emergency services, orthopaedic surgeries, primary care and more. 

For instance, if you visit the Canadian Cancer Society’s website, you’ll read that “about four in ten” cancer cases are preventable. The Heart and Stroke Foundation notes that “almost 80 percent of premature heart disease and stroke can be prevented through healthy behaviours.” A similar number of Diabetes cases are also preventable. 

Many joint replacements and visits to ERs and walk-in clinics could also be avoided through healthy living. 

To be sure, not all health problems can be avoided through healthy living – everyday the system treats Canadians with genetic conditions, helps those injured in unavoidable accidents and more.  

But there is an opportunity to reduce pressure on the health care system through Canadians shifting to healthier lifestyles – better diets, more exercise, etc. 

To learn more, watch our Health Reform Now documentary (scroll up) or see this column. 

Partner with non-profits and for-profit clinics

European countries will partner with anyone who can help patients. 

It doesn’t matter if it’s a non-profit, a government entity or a private clinic. What matters is that patients receive quality treatment, in a timely manner and for a competitive price.  

In Canada, governments often delivery services using government-run hospitals instead of seeing if non-profit or private clinics could deliver the services more effectively. 

When governments have partnered with non-profit and private clinics, the results have often been quite good – Saskatchewan, Ontario and British Columbia are just a few examples of where partnerships have worked well. 

Canada should pursue more of these partnerships to reduce wait times and increase the volume of services provided to patients.  

To learn more, watch our Health Reform Now documentary (scroll up) or see the links above. 

Make cross border care more accessible

In Canada, citizens pay high taxes each year and we’re promised universal health care services in return. The problem is, wait times are often extremely long in our health system – sometimes patients have to wait years to see a specialist or receive surgery. 

If patients don’t want to wait long periods, they often have to reach into their own pocket and pay for treatment outside the province or country. 

Throughout the European Union, we also find universal health care systems. But a key difference is that EU patients have the right to go to other EU countries, pay for surgery and then be reimbursed by their home government. Reimbursements cover up to what the patient’s home government would have spent to provide the treatment locally. 

If Canada copied this approach, a patient waiting a year to get their hip operation could instead receive treatment next week in one of thousands of surgical clinics throughout the developed world. 

Governments benefit too as the patient is now back on their feet and avoiding complications that sometimes come with long wait times – meaning the government doesn’t have to treat those complications on top of the initial health problem. 

To learn more, watch our Health Reform Now documentary (scroll up) or this shorter video. 

Legalize access to non-government providers

Canada is the only country in the world that puts up barriers, or outright bans patients from paying for health services locally. 

For instance, a patient in Toronto cannot pay for a hip operation at a private clinic in Toronto. Their only option is to wait for the government to eventually provide treatment or leave the province and pay elsewhere. 

Countries with better-performing universal health care systems do not have such bans. They allow patients a choice – use the public system or pay privately for treatment. Sweden, France, Australia and more – they all allow choice. 

Why? One reason is that allowing choice means some patients will decide to pay privately. This takes pressure off the public system. For instance, in Sweden, 87% of patients use the public system, but 13% purchase private health insurance. 

Ultimately, more choice improves access for patients. 

To learn more, watch our Health Reform Now documentary (scroll up) or watch this short clip on this topic. 

Shift to funding services for patients, not bureaucracies

In Canada, most hospitals receive a cheque from the government each year and are then asked to do their best to help patients. This approach is known as “block funding”. 

Under this model, a patient walking in the door represents a drain on the hospital’s budget. Over the course of a year, hospital administrators have to make sure the budget stretches out so services are rationed. This is why you might have to wait until next year or the year after for a hip operation, knee operation, etc. 

In better-performing universal health systems, they take the opposite approach – hospitals receive money from the government each time they help a patient. If a hospital completes a knee operation, it might receive, say, $10,000. If it completes a knee operation on another patient, it receives another $10,000. 

This model incentivizes hospitals to help more patients – to help more patients with knee operations, cataract surgery, etc. This approach also incentivizes hospitals to spend money on expenses that help patients (e.g. more doctors, nurses, equipment, etc.) rather than using the money on expenses that don’t help patients (e.g. more admin staff). 

To learn more about this policy option, please watch our Health Reform Now documentary (scroll up) or see this post by MEI.